Title: The Hopf-saddle-node bifurcation for fixed points of 3D-diffeomorphisms: the Arnol$'$d resonance web Authors Henk Broer, Dept. of Mathematics, University of Groningen, PO Box 800, 9700 AV Groningen, The Netherlands. E-mail: H.W.Broer@math.rug.nl , Carles Sim\'o, Dept. de Matem\`atica Aplicada i An\`alisi, Universitat de Barcelona, Gran Via 585, 08007 Barcelona, Spain. E-mail: carles@maia.ub.es and Renato Vitolo, Dip. di Matematica ed Informatica, Universit\`a degli Studi di Camerino, via Madonna delle Carceri, 62032 Camerino, Italy. E-mail: renato.vitolo@unicam.it Abstract A model map $Q$ for the Hopf-saddle-node (HSN) bifurcation of fixed points of diffeomorphisms is studied. The model is constructed to describe the dynamics inside an attracting invariant two-torus which occurs due to the presence of quasi-periodic Hopf bifurcations of an invariant circle, emanating from the central HSN bifurcation. Resonances of the dynamics inside the two-torus attractor yield an intricate structure of gaps in parameter space, the so-called Arnol$'$d resonance web. Particularly interesting dynamics occurs near the multiple crossings of resonance gaps, where a web of hyperbolic periodic points is expected to occur inside the two-torus attractor. It is conjectured that heteroclinic intersections of the invariant manifolds of the saddle periodic points may give rise to the occurrence of strange attractors contained in the two-torus. This is a concrete route to the Newhouse-Ruelle-Takens scenario. To understand this phenomenon, a simple model map of the standard two-torus is developed and studied and the relations with the starting model map $Q$ are discussed.